{"id":4669,"date":"2020-07-28T05:14:06","date_gmt":"2020-07-28T05:14:06","guid":{"rendered":"https:\/\/469899a3-97a5-4c9b-8d86-b9629724411a.cc10.conves.io\/?p=4669"},"modified":"2020-07-28T05:14:06","modified_gmt":"2020-07-28T05:14:06","slug":"paying-for-car-damage-from-hitting-an-animal","status":"publish","type":"post","link":"https:\/\/swflinsurance.com\/paying-for-car-damage-from-hitting-an-animal\/","title":{"rendered":"Paying for Car Damage from Hitting an Animal"},"content":{"rendered":"<p>Something no driver ever wants to do is to hit an animal that strays into the roadway. This accident could cause a huge mess and damage your vehicle (and others if a chain wreck occurs). Not only that, there\u2019s bound to be a fair amount of heartache if you are an animal lover. No one likes the experience of harming one of our four-legged friends, after all. The good news is that your car insurance can help you out with the damage costs if it comes to that. <\/p>\n<h4><span class=\"ez-toc-section\" id=\"Understanding_Collisions_With_Animals\"><\/span>Understanding Collisions With Animals<span class=\"ez-toc-section-end\"><\/span><\/h4><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_77 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/swflinsurance.com\/paying-for-car-damage-from-hitting-an-animal\/#Understanding_Collisions_With_Animals\" >Understanding Collisions With Animals<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/swflinsurance.com\/paying-for-car-damage-from-hitting-an-animal\/#Car_Insurance_After_Animal_Collisions\" >Car Insurance After Animal Collisions<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>If you hit an animal, there was often very little you could have done beforehand to avoid it. Animals have a tendency to run out into traffic with no warning to approaching drivers. Even if you can avoid hitting the animal, the measures you must take might be equally risky. You could lose control of the vehicle, so sometimes, you have no way to miss the creature.<br \/>\nWhen you hit an animal, some of the damage that might result might cost you a pretty penny. It might include:  <\/p>\n<ul>\n<li>Damage to your hood, fender and headlight systems. <\/li>\n<li>Glass breakage if the animal hits your windshield. <\/li>\n<li>Undercarriage damage by your vehicle passing over the animal.  <\/li>\n<li>Damage to your tires and wheels from both the impact and from punctures from bones.  <\/li>\n<\/ul>\n<p>In worst-case scenarios, an animal might even crash through the windshield and injure someone. These are very scary incidents, but there are resources available.<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Car_Insurance_After_Animal_Collisions\"><\/span>Car Insurance After Animal Collisions<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>When you hit an animal, your priority is to see to your safety first. Pull the car over, and then check for damage. Do not flee the scene and call the police to report the collision. Then, call your car insurer. They can tell your about your policy\u2019s benefits. <\/p>\n<ul>\n<li>If your policy has comprehensive insurance, then your policy will pay for vehicle repairs. Comprehensive coverage is different from collision insurance. It pays for damage related to non-accident hazards like fire, theft or vandalism.In most cases, animal hits fall under comprehensive coverage. <\/li>\n<li>Many auto policies include rental car protection and\/or roadside assistance. <\/li>\n<li>If you try to avoid the animal, but hit another vehicle, then your liability insurance might pay for the damage to other drivers\u2019 vehicles.  <\/li>\n<li>Policies with medical payments or personal injury protection can help you pay your medical costs if you get hurt. <\/li>\n<\/ul>\n<p>Do not try to drag an injured or dead animal out of the roadway. It is often best not to touch a living animal. When you call 9-1-1, tell them that you hit the animal, and that it is still in the road. They can dispatch animal control to tend to the creature. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Something no driver ever wants to do is to hit an animal that strays into the roadway. This accident could cause a huge mess and damage your vehicle (and others if a chain wreck occurs). Not only that, there\u2019s bound to be a fair amount of heartache if you are an animal lover. No one likes the experience of harming one of our four-legged friends, after all. The good news is that your car insurance can help you out with the damage costs if it comes to that. Understanding Collisions With Animals If you hit an animal, there was often very little you could have done beforehand to avoid it. Animals have a tendency to run out into traffic with no warning to approaching drivers. Even if you can avoid hitting the animal, the measures you must take might be equally risky. You could lose control of the vehicle, so sometimes, you have no way to miss the creature. When you hit an animal, some of the damage that might result might cost you a pretty penny. It might include: Damage to your hood, fender and headlight systems. Glass breakage if the animal hits your windshield. Undercarriage damage by your vehicle passing over the animal. Damage to your tires and wheels from both the impact and from punctures from bones. In worst-case scenarios, an animal might even crash through the windshield and injure someone. These are very scary incidents, but there are resources available. Car Insurance After Animal Collisions When you hit an animal, your priority is to see to your safety first. Pull the car over, and then check for damage. Do not flee the scene and call the police to report the collision. Then, call your car insurer. They can tell your about your policy\u2019s benefits. If your policy has comprehensive insurance, then your policy will pay for vehicle repairs. Comprehensive coverage is different from collision insurance. It pays for damage related to non-accident hazards like fire, theft or vandalism.In most cases, animal hits fall under comprehensive coverage. Many auto policies include rental car protection and\/or roadside assistance. If you try to avoid the animal, but hit another vehicle, then your liability insurance might pay for the damage to other drivers\u2019 vehicles. Policies with medical payments or personal injury protection can help you pay your medical costs if you get hurt. Do not try to drag an injured or dead animal out of the roadway. It is often best not to touch a living animal. When you call 9-1-1, tell them that you hit the animal, and that it is still in the road. They can dispatch animal control to tend to the creature.<\/p>\n","protected":false},"author":2,"featured_media":4670,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_title":"","_yoast_wpseo_metadesc":"Paying for Car Damage from Hitting an Animal Something no driver ever wants to do is to hit an animal that strays into the roadway. This accident could cause a huge mess and damage your vehicle (and others if a chain wreck occurs). Not only that, there\u2019s bound to be a fair amount of heartache","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_metasync_otto_title":"","_metasync_otto_description":"","rank_math_title":"","rank_math_description":"","footnotes":""},"categories":[4],"tags":[],"class_list":["post-4669","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-swfl-insurance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Paying for Car Damage from Hitting an Animal - SWFL Insurance<\/title>\n<meta name=\"description\" content=\"Paying for Car Damage from Hitting an Animal Something no driver ever wants to do is to hit an animal that strays into the roadway. 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