{"id":4724,"date":"2017-03-16T09:10:59","date_gmt":"2017-03-16T09:10:59","guid":{"rendered":"https:\/\/469899a3-97a5-4c9b-8d86-b9629724411a.cc10.conves.io\/?p=4724"},"modified":"2017-03-16T09:10:59","modified_gmt":"2017-03-16T09:10:59","slug":"sooo-you-operate-a-business-from-your-homenote-to-selfmy-homeowners-policy-will-not-cover-my-business-property-or-liability","status":"publish","type":"post","link":"https:\/\/swflinsurance.com\/sooo-you-operate-a-business-from-your-homenote-to-selfmy-homeowners-policy-will-not-cover-my-business-property-or-liability\/","title":{"rendered":"Sooo You Operate a Business from Your Home\u2026Note to Self\u2026My Homeowners Policy will not cover My Business Property or Liability."},"content":{"rendered":"<p>Most people often believe that their existing Homeowners, Condo or Renters insurance  Policy will cover any loss or damage to their business equipment, furniture and supplies in the event of Fire, Theft or other catastrophe, when in fact, those policies usually explicitly exclude coverage for any business exposures on their premises.<\/p>\n<p>The Home Business Policy, can solve this problem.  However, is not intended for all types of home businesses. It is specifically targeted for over 100 retail and services risks operated from the insured\u2019s residence and presenting minimal product liability, professional liability and\/or off-premises exposures.<\/p>\n<p>Policy Benefits:<\/p>\n<ul>\n<li>Provides coverage for over 145 classes of small retail &#038; service-type home-based businesses<\/li>\n<li>Affordable Premiums<\/li>\n<li>General Liability coverage up to $1 million<\/li>\n<li>Loss of business income protection up to 12 months available<\/li>\n<li>Broad coverage with on premises theft included<\/li>\n<li>Carrier is admitted and A.M. Best \u201cA+\u201d rated<\/li>\n<li>Up to $100,000 (varies by state of risk) comprehensive coverage for business personal property both on and temporarily off premises<\/li>\n<\/ul>\n<p>Popular Business Classes Include:<\/p>\n<ul>\n<li>Residential Inspection Services<\/li>\n<li>Real Estate Agents<\/li>\n<li>Insurance Agents<\/li>\n<li>Mortgage Brokers<\/li>\n<li>Teacher\/Tutors<\/li>\n<li>Photographers<\/li>\n<li>Accounting Services<\/li>\n<li>Bakers<\/li>\n<li>Computer Consultants<\/li>\n<li>Interior Decorating<\/li>\n<li>Jewelry (Costume)<\/li>\n<li>Art Gallery \/ Art Studio<\/li>\n<li>Crafts<\/li>\n<\/ul>\n<p>Call us today to discuss your business and obtain a premium proposal.  Policies start at $150. Only takes a few minutes.<\/p>\n<p><strong>SWFL Insurance Agency, Inc.<br \/>\n8595 College Pkwy. Suite 160, Fort Myers, FL 33919<br \/>\n<a href=\"tel:2392659577\">239-265-9577<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Most people often believe that their existing Homeowners, Condo or Renters insurance Policy will cover any loss or damage to their business equipment, furniture and supplies in the event of Fire, Theft or other catastrophe, when in fact, those policies usually explicitly exclude coverage for any business exposures on their premises. The Home Business Policy, can solve this problem. However, is not intended for all types of home businesses. It is specifically targeted for over 100 retail and services risks operated from the insured\u2019s residence and presenting minimal product liability, professional liability and\/or off-premises exposures. Policy Benefits: Provides coverage for over 145 classes of small retail &#038; service-type home-based businesses Affordable Premiums General Liability coverage up to $1 million Loss of business income protection up to 12 months available Broad coverage with on premises theft included Carrier is admitted and A.M. Best \u201cA+\u201d rated Up to $100,000 (varies by state of risk) comprehensive coverage for business personal property both on and temporarily off premises Popular Business Classes Include: Residential Inspection Services Real Estate Agents Insurance Agents Mortgage Brokers Teacher\/Tutors Photographers Accounting Services Bakers Computer Consultants Interior Decorating Jewelry (Costume) Art Gallery \/ Art Studio Crafts Call us today to discuss your business and obtain a premium proposal. Policies start at $150. Only takes a few minutes. SWFL Insurance Agency, Inc. 8595 College Pkwy. Suite 160, Fort Myers, FL 33919 239-265-9577<\/p>\n","protected":false},"author":2,"featured_media":3984,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_title":"","_yoast_wpseo_metadesc":"Most people often believe that their existing Homeowners, Condo or Renters insurance Policy will cover any loss or damage to their business equipment","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_metasync_otto_title":"","_metasync_otto_description":"","rank_math_title":"","rank_math_description":"","footnotes":""},"categories":[4],"tags":[],"class_list":["post-4724","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-swfl-insurance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - 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