{"id":4823,"date":"2016-01-04T05:17:56","date_gmt":"2016-01-04T05:17:56","guid":{"rendered":"https:\/\/469899a3-97a5-4c9b-8d86-b9629724411a.cc10.conves.io\/?p=4823"},"modified":"2016-01-04T05:17:56","modified_gmt":"2016-01-04T05:17:56","slug":"need-to-know-information-for-the-condominium-buyer","status":"publish","type":"post","link":"https:\/\/swflinsurance.com\/need-to-know-information-for-the-condominium-buyer\/","title":{"rendered":"Need to Know Information for the Condominium Buyer"},"content":{"rendered":"<p>So\u2026 you just purchased a condominium unit in Southwest Florida with plans to occupy the unit about three months each year during the winter. Your unit is on the fourth floor overlooking the back bay.  Typically, the balance of the year, the unit will not be occupied or may be rented.<\/p>\n<ul>\n<li>What happens if a pipe breaks and floods my unit while I am away?<\/li>\n<li>What happens if my unit is vandalized or burglarized while I am away?<\/li>\n<li>What coverage do I have when the unit is being renovated and I move my furniture to storage?<\/li>\n<li>What happens when I rent the unit to others?<\/li>\n<\/ul>\n<p>Some definitions to consider\u2026\u2026\u201dVacant\u201d means entirely empty. \u201cUnoccupied\u201d means belongings of sufficient value are present to make it reasonable to believe that the insured has not abandoned them.<\/p>\n<p>Typically, if a unit is \u201cvacant\u201d for 30 consecutive days, the following losses or damage will not be covered. Refer to your policy for specific language that may apply.<\/p>\n<ul>\n<li>Vandalism<\/li>\n<li>Accidental discharge from fire protective sprinkler system, plumbing, heating, AC, hot water heater, appliances. (Possible coverage if systems have been shut off and drained.)<\/li>\n<li>Glass breakage<\/li>\n<li>Water damage<\/li>\n<li>Theft, attempted theft<\/li>\n<li>Malicious mischief<\/li>\n<li>If you plan to renovate your unit, moving your belongings to storage, your unit may be considered \u201cvacant\u201d. Always discuss this situation with your agent\u2026avoid surprises.<\/li>\n<\/ul>\n<p>Typically, the unit can be rented to others on an annual basis. Some insurance carriers will endorse the policy for \u201crental to others\u201d for less than a year. If you plan to rent, discuss this in detail with your agent.  Not having the proper endorsement or policy could prohibit payment of a claim.<\/p>\n<p>SWFL Insurance Agency can answer any questions and provide competitive condominium insurance proposals. Please call us at <a href=\"tel:2392659577\">239-265-9577<\/a> or visit <a href=\"https:\/\/www.swflagency.com\/\" target=\"_blank\" rel=\"noopener\">www.SWFLAgency.com<\/a>.  <\/p>\n","protected":false},"excerpt":{"rendered":"<p>So\u2026 you just purchased a condominium unit in Southwest Florida with plans to occupy the unit about three months each year during the winter. Your unit is on the fourth floor overlooking the back bay. Typically, the balance of the year, the unit will not be occupied or may be rented. What happens if a pipe breaks and floods my unit while I am away? What happens if my unit is vandalized or burglarized while I am away? What coverage do I have when the unit is being renovated and I move my furniture to storage? What happens when I rent the unit to others? Some definitions to consider\u2026\u2026\u201dVacant\u201d means entirely empty. \u201cUnoccupied\u201d means belongings of sufficient value are present to make it reasonable to believe that the insured has not abandoned them. Typically, if a unit is \u201cvacant\u201d for 30 consecutive days, the following losses or damage will not be covered. Refer to your policy for specific language that may apply. Vandalism Accidental discharge from fire protective sprinkler system, plumbing, heating, AC, hot water heater, appliances. (Possible coverage if systems have been shut off and drained.) Glass breakage Water damage Theft, attempted theft Malicious mischief If you plan to renovate your unit, moving your belongings to storage, your unit may be considered \u201cvacant\u201d. Always discuss this situation with your agent\u2026avoid surprises. Typically, the unit can be rented to others on an annual basis. Some insurance carriers will endorse the policy for \u201crental to others\u201d for less than a year. If you plan to rent, discuss this in detail with your agent. Not having the proper endorsement or policy could prohibit payment of a claim. SWFL Insurance Agency can answer any questions and provide competitive condominium insurance proposals. Please call us at 239-265-9577 or visit www.SWFLAgency.com.<\/p>\n","protected":false},"author":2,"featured_media":4825,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_title":"","_yoast_wpseo_metadesc":"So\u2026 you just purchased a condominium unit in Southwest Florida with plans to occupy the unit about three months each year during the winter","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_metasync_otto_title":"","_metasync_otto_description":"","rank_math_title":"","rank_math_description":"","footnotes":""},"categories":[4],"tags":[],"class_list":["post-4823","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-swfl-insurance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Need to Know Information for the Condominium Buyer - SWFL Insurance<\/title>\n<meta name=\"description\" content=\"So\u2026 you just purchased a condominium unit in Southwest Florida with plans to occupy the unit about three months each year during the winter\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/swflinsurance.com\/need-to-know-information-for-the-condominium-buyer\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Need to Know Information for the Condominium Buyer - SWFL Insurance\" \/>\n<meta property=\"og:description\" content=\"So\u2026 you just purchased a condominium unit in Southwest Florida with plans to occupy the unit about three months each year during the winter\" \/>\n<meta property=\"og:url\" content=\"https:\/\/swflinsurance.com\/need-to-know-information-for-the-condominium-buyer\/\" \/>\n<meta property=\"og:site_name\" content=\"SWFL Insurance\" \/>\n<meta property=\"article:published_time\" content=\"2016-01-04T05:17:56+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/swflinsurance.com\/wp-content\/uploads\/2016\/01\/Need-to-Know-Information-for-the-Condominium-Buyer.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"450\" \/>\n\t<meta property=\"og:image:height\" content=\"250\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"SWFL Insurance\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"SWFL Insurance\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/swflinsurance.com\/need-to-know-information-for-the-condominium-buyer\/\",\"url\":\"https:\/\/swflinsurance.com\/need-to-know-information-for-the-condominium-buyer\/\",\"name\":\"Need to Know Information for the Condominium Buyer - SWFL Insurance\",\"isPartOf\":{\"@id\":\"https:\/\/swflinsurance.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/swflinsurance.com\/need-to-know-information-for-the-condominium-buyer\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/swflinsurance.com\/need-to-know-information-for-the-condominium-buyer\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/swflinsurance.com\/wp-content\/uploads\/2016\/01\/Need-to-Know-Information-for-the-Condominium-Buyer.jpg\",\"datePublished\":\"2016-01-04T05:17:56+00:00\",\"author\":{\"@id\":\"https:\/\/swflinsurance.com\/#\/schema\/person\/5c13c8c80bdb596e62328261bc4eb57b\"},\"description\":\"So\u2026 you just purchased a condominium unit in Southwest Florida with plans to occupy the unit about three months each year during the winter\",\"breadcrumb\":{\"@id\":\"https:\/\/swflinsurance.com\/need-to-know-information-for-the-condominium-buyer\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/swflinsurance.com\/need-to-know-information-for-the-condominium-buyer\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/swflinsurance.com\/need-to-know-information-for-the-condominium-buyer\/#primaryimage\",\"url\":\"https:\/\/swflinsurance.com\/wp-content\/uploads\/2016\/01\/Need-to-Know-Information-for-the-Condominium-Buyer.jpg\",\"contentUrl\":\"https:\/\/swflinsurance.com\/wp-content\/uploads\/2016\/01\/Need-to-Know-Information-for-the-Condominium-Buyer.jpg\",\"width\":450,\"height\":250},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/swflinsurance.com\/need-to-know-information-for-the-condominium-buyer\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/swflinsurance.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Need to Know Information for the Condominium Buyer\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/swflinsurance.com\/#website\",\"url\":\"https:\/\/swflinsurance.com\/\",\"name\":\"SWFL Insurance\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/swflinsurance.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/swflinsurance.com\/#\/schema\/person\/5c13c8c80bdb596e62328261bc4eb57b\",\"name\":\"SWFL Insurance\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/swflinsurance.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/ea750d2e6d6900245405af164832bfc5a9db1069b30e134a2645b6815420e324?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/ea750d2e6d6900245405af164832bfc5a9db1069b30e134a2645b6815420e324?s=96&d=mm&r=g\",\"caption\":\"SWFL Insurance\"},\"url\":\"https:\/\/swflinsurance.com\/author\/designer1mandmmultimedia-com\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Need to Know Information for the Condominium Buyer - SWFL Insurance","description":"So\u2026 you just purchased a condominium unit in Southwest Florida with plans to occupy the unit about three months each year during the winter","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/swflinsurance.com\/need-to-know-information-for-the-condominium-buyer\/","og_locale":"en_US","og_type":"article","og_title":"Need to Know Information for the Condominium Buyer - SWFL Insurance","og_description":"So\u2026 you just purchased a condominium unit in Southwest Florida with plans to occupy the unit about three months each year during the winter","og_url":"https:\/\/swflinsurance.com\/need-to-know-information-for-the-condominium-buyer\/","og_site_name":"SWFL Insurance","article_published_time":"2016-01-04T05:17:56+00:00","og_image":[{"width":450,"height":250,"url":"https:\/\/swflinsurance.com\/wp-content\/uploads\/2016\/01\/Need-to-Know-Information-for-the-Condominium-Buyer.jpg","type":"image\/jpeg"}],"author":"SWFL Insurance","twitter_card":"summary_large_image","twitter_misc":{"Written by":"SWFL Insurance","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/swflinsurance.com\/need-to-know-information-for-the-condominium-buyer\/","url":"https:\/\/swflinsurance.com\/need-to-know-information-for-the-condominium-buyer\/","name":"Need to Know Information for the Condominium Buyer - SWFL Insurance","isPartOf":{"@id":"https:\/\/swflinsurance.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/swflinsurance.com\/need-to-know-information-for-the-condominium-buyer\/#primaryimage"},"image":{"@id":"https:\/\/swflinsurance.com\/need-to-know-information-for-the-condominium-buyer\/#primaryimage"},"thumbnailUrl":"https:\/\/swflinsurance.com\/wp-content\/uploads\/2016\/01\/Need-to-Know-Information-for-the-Condominium-Buyer.jpg","datePublished":"2016-01-04T05:17:56+00:00","author":{"@id":"https:\/\/swflinsurance.com\/#\/schema\/person\/5c13c8c80bdb596e62328261bc4eb57b"},"description":"So\u2026 you just purchased a condominium unit in Southwest Florida with plans to occupy the unit about three months each year during the winter","breadcrumb":{"@id":"https:\/\/swflinsurance.com\/need-to-know-information-for-the-condominium-buyer\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/swflinsurance.com\/need-to-know-information-for-the-condominium-buyer\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/swflinsurance.com\/need-to-know-information-for-the-condominium-buyer\/#primaryimage","url":"https:\/\/swflinsurance.com\/wp-content\/uploads\/2016\/01\/Need-to-Know-Information-for-the-Condominium-Buyer.jpg","contentUrl":"https:\/\/swflinsurance.com\/wp-content\/uploads\/2016\/01\/Need-to-Know-Information-for-the-Condominium-Buyer.jpg","width":450,"height":250},{"@type":"BreadcrumbList","@id":"https:\/\/swflinsurance.com\/need-to-know-information-for-the-condominium-buyer\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/swflinsurance.com\/"},{"@type":"ListItem","position":2,"name":"Need to Know Information for the Condominium Buyer"}]},{"@type":"WebSite","@id":"https:\/\/swflinsurance.com\/#website","url":"https:\/\/swflinsurance.com\/","name":"SWFL Insurance","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/swflinsurance.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/swflinsurance.com\/#\/schema\/person\/5c13c8c80bdb596e62328261bc4eb57b","name":"SWFL Insurance","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/swflinsurance.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/ea750d2e6d6900245405af164832bfc5a9db1069b30e134a2645b6815420e324?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/ea750d2e6d6900245405af164832bfc5a9db1069b30e134a2645b6815420e324?s=96&d=mm&r=g","caption":"SWFL Insurance"},"url":"https:\/\/swflinsurance.com\/author\/designer1mandmmultimedia-com\/"}]}},"_links":{"self":[{"href":"https:\/\/swflinsurance.com\/wp-json\/wp\/v2\/posts\/4823","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/swflinsurance.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/swflinsurance.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/swflinsurance.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/swflinsurance.com\/wp-json\/wp\/v2\/comments?post=4823"}],"version-history":[{"count":0,"href":"https:\/\/swflinsurance.com\/wp-json\/wp\/v2\/posts\/4823\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/swflinsurance.com\/wp-json\/wp\/v2\/media\/4825"}],"wp:attachment":[{"href":"https:\/\/swflinsurance.com\/wp-json\/wp\/v2\/media?parent=4823"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/swflinsurance.com\/wp-json\/wp\/v2\/categories?post=4823"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/swflinsurance.com\/wp-json\/wp\/v2\/tags?post=4823"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}