{"id":4934,"date":"2015-09-25T10:19:30","date_gmt":"2015-09-25T10:19:30","guid":{"rendered":"https:\/\/469899a3-97a5-4c9b-8d86-b9629724411a.cc10.conves.io\/?p=4934"},"modified":"2015-09-25T10:19:30","modified_gmt":"2015-09-25T10:19:30","slug":"umbrella-liability-claims-scenario-2more-scary-stuff","status":"publish","type":"post","link":"https:\/\/swflinsurance.com\/umbrella-liability-claims-scenario-2more-scary-stuff\/","title":{"rendered":"Umbrella Liability Claims Scenario # 2\u2026More Scary Stuff"},"content":{"rendered":"<p>The Insured\u2019s 18 year old son was driving the Insured\u2019s car on a short trip to the store with his girlfriend, the Claimant. The car left the roadway and struck a tree. The Insured\u2019s son told the police that a vehicle cut him off, but there were no witnesses and no evidence of any impact with another car. The Claimant has no recollection of the accident.<\/p>\n<p>The Claimant, a 19 year old college student, was hospitalized for over a month with multiple fractures and internal injuries. She was in a wheelchair but is now able to walk with crutches and continues with physical therapy. She has a right drop foot as a result of the injuries.<\/p>\n<p>The Insured\u2019s personal auto bodily injury limit and the personal umbrella policy limit was paid.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Insured\u2019s 18 year old son was driving the Insured\u2019s car on a short trip to the store with his girlfriend, the Claimant. The car left the roadway and struck a tree. The Insured\u2019s son told the police that a vehicle cut him off, but there were no witnesses and no evidence of any impact with another car. The Claimant has no recollection of the accident. The Claimant, a 19 year old college student, was hospitalized for over a month with multiple fractures and internal injuries. She was in a wheelchair but is now able to walk with crutches and continues with physical therapy. She has a right drop foot as a result of the injuries. The Insured\u2019s personal auto bodily injury limit and the personal umbrella policy limit was paid.<\/p>\n","protected":false},"author":2,"featured_media":4906,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_title":"","_yoast_wpseo_metadesc":"The Insured\u2019s 18 year old son was driving the Insured\u2019s car on a short trip to the store with his girlfriend, the Claimant","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_metasync_otto_title":"","_metasync_otto_description":"","rank_math_title":"","rank_math_description":"","footnotes":""},"categories":[4],"tags":[],"class_list":["post-4934","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-swfl-insurance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Umbrella Liability Claims Scenario # 2\u2026More Scary Stuff - SWFL Insurance<\/title>\n<meta name=\"description\" content=\"The Insured\u2019s 18 year old son was driving the Insured\u2019s car on a short trip to the store with his girlfriend, the Claimant\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/swflinsurance.com\/umbrella-liability-claims-scenario-2more-scary-stuff\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Umbrella Liability Claims Scenario # 2\u2026More Scary Stuff - SWFL Insurance\" \/>\n<meta property=\"og:description\" content=\"The Insured\u2019s 18 year old son was driving the Insured\u2019s car on a short trip to the store with his girlfriend, the Claimant\" \/>\n<meta property=\"og:url\" content=\"https:\/\/swflinsurance.com\/umbrella-liability-claims-scenario-2more-scary-stuff\/\" \/>\n<meta property=\"og:site_name\" content=\"SWFL Insurance\" \/>\n<meta property=\"article:published_time\" content=\"2015-09-25T10:19:30+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/swflinsurance.com\/wp-content\/uploads\/2015\/11\/Umbreaala.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"450\" \/>\n\t<meta property=\"og:image:height\" content=\"250\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"SWFL Insurance\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"SWFL Insurance\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/swflinsurance.com\/umbrella-liability-claims-scenario-2more-scary-stuff\/\",\"url\":\"https:\/\/swflinsurance.com\/umbrella-liability-claims-scenario-2more-scary-stuff\/\",\"name\":\"Umbrella Liability Claims Scenario # 2\u2026More Scary Stuff - SWFL Insurance\",\"isPartOf\":{\"@id\":\"https:\/\/swflinsurance.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/swflinsurance.com\/umbrella-liability-claims-scenario-2more-scary-stuff\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/swflinsurance.com\/umbrella-liability-claims-scenario-2more-scary-stuff\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/swflinsurance.com\/wp-content\/uploads\/2015\/11\/Umbreaala.jpg\",\"datePublished\":\"2015-09-25T10:19:30+00:00\",\"author\":{\"@id\":\"https:\/\/swflinsurance.com\/#\/schema\/person\/5c13c8c80bdb596e62328261bc4eb57b\"},\"description\":\"The Insured\u2019s 18 year old son was driving the Insured\u2019s car on a short trip to the store with his girlfriend, the Claimant\",\"breadcrumb\":{\"@id\":\"https:\/\/swflinsurance.com\/umbrella-liability-claims-scenario-2more-scary-stuff\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/swflinsurance.com\/umbrella-liability-claims-scenario-2more-scary-stuff\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/swflinsurance.com\/umbrella-liability-claims-scenario-2more-scary-stuff\/#primaryimage\",\"url\":\"https:\/\/swflinsurance.com\/wp-content\/uploads\/2015\/11\/Umbreaala.jpg\",\"contentUrl\":\"https:\/\/swflinsurance.com\/wp-content\/uploads\/2015\/11\/Umbreaala.jpg\",\"width\":450,\"height\":250},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/swflinsurance.com\/umbrella-liability-claims-scenario-2more-scary-stuff\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/swflinsurance.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Umbrella Liability Claims Scenario # 2\u2026More Scary Stuff\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/swflinsurance.com\/#website\",\"url\":\"https:\/\/swflinsurance.com\/\",\"name\":\"SWFL Insurance\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/swflinsurance.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/swflinsurance.com\/#\/schema\/person\/5c13c8c80bdb596e62328261bc4eb57b\",\"name\":\"SWFL Insurance\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/swflinsurance.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/ea750d2e6d6900245405af164832bfc5a9db1069b30e134a2645b6815420e324?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/ea750d2e6d6900245405af164832bfc5a9db1069b30e134a2645b6815420e324?s=96&d=mm&r=g\",\"caption\":\"SWFL Insurance\"},\"url\":\"https:\/\/swflinsurance.com\/author\/designer1mandmmultimedia-com\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Umbrella Liability Claims Scenario # 2\u2026More Scary Stuff - SWFL Insurance","description":"The Insured\u2019s 18 year old son was driving the Insured\u2019s car on a short trip to the store with his girlfriend, the Claimant","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/swflinsurance.com\/umbrella-liability-claims-scenario-2more-scary-stuff\/","og_locale":"en_US","og_type":"article","og_title":"Umbrella Liability Claims Scenario # 2\u2026More Scary Stuff - SWFL Insurance","og_description":"The Insured\u2019s 18 year old son was driving the Insured\u2019s car on a short trip to the store with his girlfriend, the Claimant","og_url":"https:\/\/swflinsurance.com\/umbrella-liability-claims-scenario-2more-scary-stuff\/","og_site_name":"SWFL Insurance","article_published_time":"2015-09-25T10:19:30+00:00","og_image":[{"width":450,"height":250,"url":"https:\/\/swflinsurance.com\/wp-content\/uploads\/2015\/11\/Umbreaala.jpg","type":"image\/jpeg"}],"author":"SWFL Insurance","twitter_card":"summary_large_image","twitter_misc":{"Written by":"SWFL Insurance","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/swflinsurance.com\/umbrella-liability-claims-scenario-2more-scary-stuff\/","url":"https:\/\/swflinsurance.com\/umbrella-liability-claims-scenario-2more-scary-stuff\/","name":"Umbrella Liability Claims Scenario # 2\u2026More Scary Stuff - SWFL Insurance","isPartOf":{"@id":"https:\/\/swflinsurance.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/swflinsurance.com\/umbrella-liability-claims-scenario-2more-scary-stuff\/#primaryimage"},"image":{"@id":"https:\/\/swflinsurance.com\/umbrella-liability-claims-scenario-2more-scary-stuff\/#primaryimage"},"thumbnailUrl":"https:\/\/swflinsurance.com\/wp-content\/uploads\/2015\/11\/Umbreaala.jpg","datePublished":"2015-09-25T10:19:30+00:00","author":{"@id":"https:\/\/swflinsurance.com\/#\/schema\/person\/5c13c8c80bdb596e62328261bc4eb57b"},"description":"The Insured\u2019s 18 year old son was driving the Insured\u2019s car on a short trip to the store with his girlfriend, the Claimant","breadcrumb":{"@id":"https:\/\/swflinsurance.com\/umbrella-liability-claims-scenario-2more-scary-stuff\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/swflinsurance.com\/umbrella-liability-claims-scenario-2more-scary-stuff\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/swflinsurance.com\/umbrella-liability-claims-scenario-2more-scary-stuff\/#primaryimage","url":"https:\/\/swflinsurance.com\/wp-content\/uploads\/2015\/11\/Umbreaala.jpg","contentUrl":"https:\/\/swflinsurance.com\/wp-content\/uploads\/2015\/11\/Umbreaala.jpg","width":450,"height":250},{"@type":"BreadcrumbList","@id":"https:\/\/swflinsurance.com\/umbrella-liability-claims-scenario-2more-scary-stuff\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/swflinsurance.com\/"},{"@type":"ListItem","position":2,"name":"Umbrella Liability Claims Scenario # 2\u2026More Scary Stuff"}]},{"@type":"WebSite","@id":"https:\/\/swflinsurance.com\/#website","url":"https:\/\/swflinsurance.com\/","name":"SWFL Insurance","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/swflinsurance.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/swflinsurance.com\/#\/schema\/person\/5c13c8c80bdb596e62328261bc4eb57b","name":"SWFL Insurance","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/swflinsurance.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/ea750d2e6d6900245405af164832bfc5a9db1069b30e134a2645b6815420e324?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/ea750d2e6d6900245405af164832bfc5a9db1069b30e134a2645b6815420e324?s=96&d=mm&r=g","caption":"SWFL Insurance"},"url":"https:\/\/swflinsurance.com\/author\/designer1mandmmultimedia-com\/"}]}},"_links":{"self":[{"href":"https:\/\/swflinsurance.com\/wp-json\/wp\/v2\/posts\/4934","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/swflinsurance.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/swflinsurance.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/swflinsurance.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/swflinsurance.com\/wp-json\/wp\/v2\/comments?post=4934"}],"version-history":[{"count":0,"href":"https:\/\/swflinsurance.com\/wp-json\/wp\/v2\/posts\/4934\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/swflinsurance.com\/wp-json\/wp\/v2\/media\/4906"}],"wp:attachment":[{"href":"https:\/\/swflinsurance.com\/wp-json\/wp\/v2\/media?parent=4934"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/swflinsurance.com\/wp-json\/wp\/v2\/categories?post=4934"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/swflinsurance.com\/wp-json\/wp\/v2\/tags?post=4934"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}