{"id":4936,"date":"2015-09-23T10:20:54","date_gmt":"2015-09-23T10:20:54","guid":{"rendered":"https:\/\/469899a3-97a5-4c9b-8d86-b9629724411a.cc10.conves.io\/?p=4936"},"modified":"2015-09-23T10:20:54","modified_gmt":"2015-09-23T10:20:54","slug":"realtorsare-you-at-risk-for-performing-non-traditional-listing-services","status":"publish","type":"post","link":"https:\/\/swflinsurance.com\/realtorsare-you-at-risk-for-performing-non-traditional-listing-services\/","title":{"rendered":"Realtors\u2026Are you at Risk for Performing Non Traditional Listing Services"},"content":{"rendered":"<h5><span class=\"ez-toc-section\" id=\"What_Should_BrokersAgents_Do_To_Protect_Themselves_From_Liability\"><\/span>What Should Brokers\/Agents Do To Protect Themselves From Liability?<span class=\"ez-toc-section-end\"><\/span><\/h5><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_77 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/swflinsurance.com\/realtorsare-you-at-risk-for-performing-non-traditional-listing-services\/#What_Should_BrokersAgents_Do_To_Protect_Themselves_From_Liability\" >What Should Brokers\/Agents Do To Protect Themselves From Liability?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/swflinsurance.com\/realtorsare-you-at-risk-for-performing-non-traditional-listing-services\/#1_The_Brokerage_can_restrict_their_agents_activities_to_those_defined_by_the_listing_contract\" >1.  The Brokerage can restrict their agents\u2019 activities to those defined by the listing contract.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/swflinsurance.com\/realtorsare-you-at-risk-for-performing-non-traditional-listing-services\/#2_If_an_agent_does_undertake_any_additional_tasks_which_are_not_defined_by_the_listing_agreementthe_listing_agreement_should_be_amended_to_clearly_state_what_it_is_that_the_agent_is_undertaking\" >2.  If an agent does undertake any additional tasks which are not defined by the listing agreement,the listing agreement should be amended to clearly state what it is that the agent is undertaking.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/swflinsurance.com\/realtorsare-you-at-risk-for-performing-non-traditional-listing-services\/#3_Any_contractual_obligation_for_maintenance_or_repair_should_run_from_the_owner_to_the_service_provider_and_not_through_the_agent\" >3.  Any contractual obligation for maintenance or repair should run from the owner to the service provider and not through the agent.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/swflinsurance.com\/realtorsare-you-at-risk-for-performing-non-traditional-listing-services\/#4_The_brokerage_should_determine_before_any_non%E2%80%90traditional_tasks_are_undertaken_if_there_is_appropriate_insurance_coverage_to_provide_protection_in_the_event_of_any_claims\" >4.  The brokerage should determine, before any non\u2010traditional tasks are undertaken, if there is  appropriate insurance coverage to provide protection in the event of any claims.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/swflinsurance.com\/realtorsare-you-at-risk-for-performing-non-traditional-listing-services\/#5_If_the_property_requires_work_before_it_can_be_listed_the_agent_should_confirm_the_work_has_been_completed_and_done_properly_before_the_property_is_opened_for_showings\" >5. If the property requires work before it can be listed, the agent should confirm the work has been completed and done properly before the property is opened for showings.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/swflinsurance.com\/realtorsare-you-at-risk-for-performing-non-traditional-listing-services\/#6_Any_knowledge_the_agent_acquired_because_of_their_role_in_overseeing_or_arranging_for_repairs_to_the_property_is_knowledge_that_will_need_to_be_disclosed_by_them_as_part_of_the_real_estate_transaction\" >6.  Any knowledge the agent acquired because of their role in overseeing or arranging for repairs to  the property is knowledge that will need to be disclosed by them as part of the real estate transaction.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/swflinsurance.com\/realtorsare-you-at-risk-for-performing-non-traditional-listing-services\/#Agents_taking_on_non%E2%80%90traditional_tasks_to_aid_sellers_in_maintaining_and_marketing_property_need_to_appreciate_that_all_additional_tasks_that_they_undertake_may_expose_them_to_potential_liability_Such_additional_tasks_should_be_undertaken_with_caution\" >Agents taking on non\u2010traditional tasks to aid sellers in maintaining and marketing property need to appreciate that all additional tasks that they undertake may expose them to potential liability. Such additional tasks should be undertaken with caution.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/swflinsurance.com\/realtorsare-you-at-risk-for-performing-non-traditional-listing-services\/#Not_sure_your_E_O_coverage_would_cover_these_situations\" >Not sure your E&#038;O coverage would cover these situations.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/swflinsurance.com\/realtorsare-you-at-risk-for-performing-non-traditional-listing-services\/#Travelers_Real_Estate_Agents_Property_Manager_E_O\" >Travelers Real Estate Agents \/ Property Manager E&#038;O<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/swflinsurance.com\/realtorsare-you-at-risk-for-performing-non-traditional-listing-services\/#Call_SWFL_Insurance_Agency_Inc_for_a_review_of_your_present_coverage_and_a_Competitive_Premium_proposal_%E2%80%93_239-265-9577\" >Call SWFL Insurance Agency, Inc. for a review of your present coverage and a Competitive Premium proposal \u2013 239-265-9577<\/a><\/li><\/ul><\/nav><\/div>\n\n<h5><span class=\"ez-toc-section\" id=\"1_The_Brokerage_can_restrict_their_agents_activities_to_those_defined_by_the_listing_contract\"><\/span>1.  The Brokerage can restrict their agents\u2019 activities to those defined by the listing contract.<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p> The typical listing contract does not contain language that would obligate the listing agent to \u201coversee the property\u201d, \u201cclose up\/ open up the property\u201d, \u201ccheck periodically on the property\u201d, or take on other non\u2010traditional real estate listing services.<\/p>\n<h5><span class=\"ez-toc-section\" id=\"2_If_an_agent_does_undertake_any_additional_tasks_which_are_not_defined_by_the_listing_agreementthe_listing_agreement_should_be_amended_to_clearly_state_what_it_is_that_the_agent_is_undertaking\"><\/span>2.  If an agent does undertake any additional tasks which are not defined by the listing agreement,the listing agreement should be amended to clearly state what it is that the agent is undertaking.<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>Vague statements such as \u201ckeeping an eye\u201d on the property should be avoided.<\/p>\n<h5><span class=\"ez-toc-section\" id=\"3_Any_contractual_obligation_for_maintenance_or_repair_should_run_from_the_owner_to_the_service_provider_and_not_through_the_agent\"><\/span>3.  Any contractual obligation for maintenance or repair should run from the owner to the service provider and not through the agent.<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p> The agent should not be a party to a contract with a service provider regardless of the owner\u2019s assurance of reimbursement.<\/p>\n<h5><span class=\"ez-toc-section\" id=\"4_The_brokerage_should_determine_before_any_non%E2%80%90traditional_tasks_are_undertaken_if_there_is_appropriate_insurance_coverage_to_provide_protection_in_the_event_of_any_claims\"><\/span>4.  The brokerage should determine, before any non\u2010traditional tasks are undertaken, if there is  appropriate insurance coverage to provide protection in the event of any claims. <span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p> If the agent is performing actual property management, it is important that the agent  understand that all payments for management services must be run through the brokerage. Any payments outside the brokerage may undermine insurance coverage and may be in violation of state licensing laws.<\/p>\n<h5><span class=\"ez-toc-section\" id=\"5_If_the_property_requires_work_before_it_can_be_listed_the_agent_should_confirm_the_work_has_been_completed_and_done_properly_before_the_property_is_opened_for_showings\"><\/span>5. If the property requires work before it can be listed, the agent should confirm the work has been completed and done properly before the property is opened for showings.<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p> For example, if the agent was called upon by the seller to arrange for a repair to the property, the agent should determine that repair was made prior to the property being listed for sale especially if that repair, if not done properly, could injure people viewing the property.<\/p>\n<h5><span class=\"ez-toc-section\" id=\"6_Any_knowledge_the_agent_acquired_because_of_their_role_in_overseeing_or_arranging_for_repairs_to_the_property_is_knowledge_that_will_need_to_be_disclosed_by_them_as_part_of_the_real_estate_transaction\"><\/span>6.  Any knowledge the agent acquired because of their role in overseeing or arranging for repairs to  the property is knowledge that will need to be disclosed by them as part of the real estate transaction.<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p> Specific state laws define the obligation of real estate agents to disclose material facts but knowledge acquired by the agent as a result of their taking on non\u2010traditional tasks is knowledge nonetheless that may need to be disclosed to potential buyers.<\/p>\n<h5><span class=\"ez-toc-section\" id=\"Agents_taking_on_non%E2%80%90traditional_tasks_to_aid_sellers_in_maintaining_and_marketing_property_need_to_appreciate_that_all_additional_tasks_that_they_undertake_may_expose_them_to_potential_liability_Such_additional_tasks_should_be_undertaken_with_caution\"><\/span>Agents taking on non\u2010traditional tasks to aid sellers in maintaining and marketing property need to appreciate that all additional tasks that they undertake may expose them to potential liability. Such additional tasks should be undertaken with caution.<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p> If undertaken, the exact parameters of the task should be memorialized in writing. The agent should not be the contracting party for repairs with service providers. The agent should also make sure that insurance coverage is in place. Finally, any knowledge they acquire as a result of this additional work may need to be disclosed to potential buyers.<\/p>\n<p>Many real estate agents pride themselves on providing full service to their clients. But full service should not include full liability.   An excerpt from the Real Risks Newsletter, Travelers.<\/p>\n<h5><span class=\"ez-toc-section\" id=\"Not_sure_your_E_O_coverage_would_cover_these_situations\"><\/span>Not sure your E&#038;O coverage would cover these situations. <span class=\"ez-toc-section-end\"><\/span><\/h5>\n<h5><span class=\"ez-toc-section\" id=\"Travelers_Real_Estate_Agents_Property_Manager_E_O\"><\/span>Travelers Real Estate Agents \/ Property Manager E&#038;O<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p> provides professional liability protection for claims or suits resulting from real estate agent or broker professional services.<\/p>\n<h5><span class=\"ez-toc-section\" id=\"Call_SWFL_Insurance_Agency_Inc_for_a_review_of_your_present_coverage_and_a_Competitive_Premium_proposal_%E2%80%93_239-265-9577\"><\/span>Call SWFL Insurance Agency, Inc. for a review of your present coverage and a Competitive Premium proposal \u2013 <a href=\"tel:2392659577\">239-265-9577<\/a><span class=\"ez-toc-section-end\"><\/span><\/h5>\n","protected":false},"excerpt":{"rendered":"<p>What Should Brokers\/Agents Do To Protect Themselves From Liability? 1. The Brokerage can restrict their agents\u2019 activities to those defined by the listing contract. The typical listing contract does not contain language that would obligate the listing agent to \u201coversee the property\u201d, \u201cclose up\/ open up the property\u201d, \u201ccheck periodically on the property\u201d, or take on other non\u2010traditional real estate listing services. 2. If an agent does undertake any additional tasks which are not defined by the listing agreement,the listing agreement should be amended to clearly state what it is that the agent is undertaking. Vague statements such as \u201ckeeping an eye\u201d on the property should be avoided. 3. Any contractual obligation for maintenance or repair should run from the owner to the service provider and not through the agent. The agent should not be a party to a contract with a service provider regardless of the owner\u2019s assurance of reimbursement. 4. The brokerage should determine, before any non\u2010traditional tasks are undertaken, if there is appropriate insurance coverage to provide protection in the event of any claims. If the agent is performing actual property management, it is important that the agent understand that all payments for management services must be run through the brokerage. Any payments outside the brokerage may undermine insurance coverage and may be in violation of state licensing laws. 5. If the property requires work before it can be listed, the agent should confirm the work has been completed and done properly before the property is opened for showings. For example, if the agent was called upon by the seller to arrange for a repair to the property, the agent should determine that repair was made prior to the property being listed for sale especially if that repair, if not done properly, could injure people viewing the property. 6. Any knowledge the agent acquired because of their role in overseeing or arranging for repairs to the property is knowledge that will need to be disclosed by them as part of the real estate transaction. Specific state laws define the obligation of real estate agents to disclose material facts but knowledge acquired by the agent as a result of their taking on non\u2010traditional tasks is knowledge nonetheless that may need to be disclosed to potential buyers. Agents taking on non\u2010traditional tasks to aid sellers in maintaining and marketing property need to appreciate that all additional tasks that they undertake may expose them to potential liability. Such additional tasks should be undertaken with caution. If undertaken, the exact parameters of the task should be memorialized in writing. The agent should not be the contracting party for repairs with service providers. The agent should also make sure that insurance coverage is in place. Finally, any knowledge they acquire as a result of this additional work may need to be disclosed to potential buyers. Many real estate agents pride themselves on providing full service to their clients. But full service should not include full liability. An excerpt from the Real Risks Newsletter, Travelers. Not sure your E&#038;O coverage would cover these situations. Travelers Real Estate Agents \/ Property Manager E&#038;O provides professional liability protection for claims or suits resulting from real estate agent or broker professional services. Call SWFL Insurance Agency, Inc. for a review of your present coverage and a Competitive Premium proposal \u2013 239-265-9577<\/p>\n","protected":false},"author":2,"featured_media":4938,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_title":"","_yoast_wpseo_metadesc":"What Should Brokers\/Agents Do To Protect Themselves From Liability? The Brokerage can restrict their agents\u2019 activities to those defined by the listing","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_metasync_otto_title":"","_metasync_otto_description":"","rank_math_title":"","rank_math_description":"","footnotes":""},"categories":[4],"tags":[],"class_list":["post-4936","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-swfl-insurance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Realtors\u2026Are you at Risk for Performing Non Traditional Listing Services - SWFL Insurance<\/title>\n<meta name=\"description\" content=\"What Should Brokers\/Agents Do To Protect Themselves From Liability? 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