{"version":"1.0","provider_name":"SWFL Insurance","provider_url":"https:\/\/swflinsurance.com","author_name":"SWFL Insurance","author_url":"https:\/\/swflinsurance.com\/author\/designer1mandmmultimedia-com\/","title":"Accident Insurance Plan - Naples, Port Charlotte, Fort Myers, FL","type":"rich","width":600,"height":338,"html":"<blockquote class=\"wp-embedded-content\" data-secret=\"GnUyph7Kp8\"><a href=\"https:\/\/swflinsurance.com\/accident-insurance-plan\/\">Accident Insurance Plan<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/swflinsurance.com\/accident-insurance-plan\/embed\/#?secret=GnUyph7Kp8\" width=\"600\" height=\"338\" title=\"&#8220;Accident Insurance Plan&#8221; &#8212; SWFL Insurance\" data-secret=\"GnUyph7Kp8\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script>\n\/*! This file is auto-generated *\/\n!function(d,l){\"use strict\";l.querySelector&&d.addEventListener&&\"undefined\"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!\/[^a-zA-Z0-9]\/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret=\"'+t.secret+'\"]'),o=l.querySelectorAll('blockquote[data-secret=\"'+t.secret+'\"]'),c=new RegExp(\"^https?:$\",\"i\"),i=0;i<o.length;i++)o[i].style.display=\"none\";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute(\"style\"),\"height\"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):\"link\"===t.message&&(r=new URL(s.getAttribute(\"src\")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener(\"message\",d.wp.receiveEmbedMessage,!1),l.addEventListener(\"DOMContentLoaded\",function(){for(var e,t,s=l.querySelectorAll(\"iframe.wp-embedded-content\"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute(\"data-secret\"))||(t=Math.random().toString(36).substring(2,12),e.src+=\"#?secret=\"+t,e.setAttribute(\"data-secret\",t)),e.contentWindow.postMessage({message:\"ready\",secret:t},\"*\")},!1)))}(window,document);\n\/\/# sourceURL=https:\/\/swflinsurance.com\/wp-includes\/js\/wp-embed.min.js\n<\/script>\n","description":"Looking for a quote? Click below. Request A Accident Insurance Quote Accident Insurance Plan Information Live life. You&#8217;re covered\u00ae An accident can be disruptive to daily life, both physically and financially. Whether you, your spouse, or your children suffer an injury from a sports activity or do something as simple as falling off a bike, accident coverage will ensure you and your family are prepared for the unexpected. With SWFL Life\u2019s Accident plan, you can be more financially prepared for the unexpected. How it works For example, you purchase our Plan 2 (see outline of coverage) Accident policy and complete an annual wellness exam. Later that same year, an injury occurs. You fall off a ladder and suffer a fractured elbow and internal injuries. In addition to what your major medical insurance pays, SWFL Life\u2019s Accident plan pays: $75 for a wellness benefit $300 for ambulance transportation $200 for Emergency Room treatment $930 for a fractured elbow $1,260 for internal injuries $320 for two follow-up physician visits $200 for five physical therapy sessions $3,285 in total cash benefits paid directly to YOU. Product highlights SWFL Life\u2019s Accident plan offers you an additional layer of financial protection and pays you directly in the event of a covered accident. Pays cash directly to you Pays an accidental death benefit Can be used to cover medical and non-medical expenses Pays in addition to any other insurance you may have Available for individuals, spouses, and dependent children Wellness benefit included for covered preventive tests Policy is guaranteed renewable as long as premiums are paid on time Two plan options to choose from. Include an annual wellness benefit for covered preventative tests. Loss, Treatment or Specified Loss Plan 1 Benefits Plan 2 Benefits Emergency Treatment Individual\/Spouse:Upto $150 Child:Upto $87 Individual\/Spouse:Upto $200 Child:Upto $116 Major Diagnostic Exam $150 $200 Medical Appliance $105 $140 Emergency Dental Upto $300 Upto $400 Ambulance $255 Ground\/$1,125 Air $300 Ground\/$1,150 Air Hospital Admission $1500 Hospital Confinement $255\/Day $340\/Day ICU Confinement $680\/Day Prosthetic Device\/Artificial Limb $525 $700 Blood\/Plasma $255 $300 Transportation $450 $600 Family Lodging Upto $105\/Night Upto $140\/Night Burns $1125 $1500 Tendon\/Ligament $450 $600 Dislocation Upto $3750 Upto $5000 Eye Injury Upto $450 Upto $600 Fractures Upto $3750 Upto $5000 Torn Knee Cartilage &#038; Ruptured Disc Upto $930 Upto $1240 Torn Rotator Cuff $930 $1240 Internal Injuries $945 $1260 Concussion $90 $120 Lacerations Upto $375 Upto $500 Follow-Up Physician Visit Upto $120\/Visit Upto $160\/Visit Physical Therapy $30\/Visit $40\/Visit Wellness $60 $75 Accidental Death Benefits Plan 1 Plan 2 Covered Accidents Individual\/Spouse:Upto $30000 Child:Upto $15000 Individual\/Spouse:Upto $40000 Child:Upto $20000 Common Carrier Accidents Individual\/Spouse:Upto $112500 Child:Upto $30000 Individual\/Spouse:Upto $150000 Child:Upto $40000 Accidental death must occur within 90 days after a covered accident. Accidental benefits are included;see policy for details. Accidental Monthly Premium Options Plan 1 Plan 2 Individual $14.22 $18.04 Individual + Spouse $18.70 $23.72 Individual + Children $21.62 $27.40 Family $26.48 $33.56 Renewability And Continuation The policy is guaranteed renewable curing your lifetime. SWFL Life may change the established premium rate, but only if the rate is changed for all policies like yours in your state. The policy will not be issued to anyone 65 years of age or over. If you purchase the policy prior to your 65th birthday, you may continue coverage after age 65. A covered dependent who no longer meets eligibility requirements may canvert to a comparable individual policy without evidence of insurability. A spouse can continue coverage under the policy upon your death. Coverage Effective Date Effective date means the date shown on the Policy Schedule page for all persons accepted for coverage at the time of issue, provided the application has been accepted and approved by us; the policy is issued; and the first premium has been paid; or the date shown by endorsement for all persons added to coverage after the policy has been issued. The effective date is assigned by SWFL Life in accordance with our policy dating rules in effect at the time your policy is issued. The coverage provided by the policy will not be effective unless there has been no change in the health of any proposed insured person listed on the application between the date of the application and the effective date of the policy. Exceptions And Limitations The policy pays only for loss resulting from a covered accident as defined in the policy. It does nat cover injuries incurred as a result of a covered person: Being exposed to war or any act of war, declared or undeclared, or serving in any of the armed forces. Intentionally self-inflicting bodily injury or atlempting suicide, while sane or insane. Participating in any form of flight aviation other than as a fare-paying passenger in 4 fully licensed\/passenger carrying aircraft. Participating in, or attempting to participate in, an illegal activity that is defined as a felony as defined by the law of the jurisdiction in which the activity takes place. Participating in any activity or event, including the operation of a vehicle, while under the influence of a narcotic (unless administered py a physician and taken according ta the physician\u2019s instructions) or while intoxicated. \u201cIntoxicated\u201d means that condition as detined by the laws of the jurisdiction in which the accident occurred. Conviction ts not necessary for a determination of being intoxicated. Driving any commercial passengercarrying or cargo vehicle, except school buses, for wage, compensation, or protit. Mountaineering using ropes and\/or other eguipment, parachuting, or hang gliding. Having cosmetic surgery or other elective procedures that are not medically necessary, or having dental treatment except as a result of injury. Participating in any sport or activity for wage, compensation or profit; or racing any type vehicle in an organized event. Having any sickness or declining process caused by sickness, including physical or mental infirmity or infection (except bacterial infection from a covered accidental injury). Read Your Policy Carefully This outline of coverage provides a_ brief description of the important features of your policy. This is not the insurance policy, and only the actual policy","thumbnail_url":"https:\/\/swflinsurance.com\/wp-content\/uploads\/2024\/04\/accident-icon.png"}